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Thursday, September 28, 2017
What to do after you maxed out all tax advantaged opportunities?
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After I maxed out all tax advantaged options, there is nothing else left for me then to open a taxable investments account. What taxes wo...
What is "Indexing"?
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Indexing is a passive long term investment strategy. Indexing can be achieved with mutual funds or exchange traded funds (ETFs) which clo...
Wednesday, September 27, 2017
How long is the list of tax advantaged retirement savings options?
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The tax advantaged options are very few: 401k (and similar plans like 403(b), 457 and SEP), IRA s and HSA . HSA is a special case: it ...
How does the "backdoor Roth IRA" work?
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Assuming the taxes in retirement will be lower , then a Traditional IRA with tax-deductible contributions is a better choice. However, n...
Tuesday, September 26, 2017
Will taxes in retirement be lower?
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There are two views on how taxes will change in retirement. Some say they will go up or stay the same, the others say they will go down. W...
What is better - 401k or Roth 401k?
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Will taxation in retirement matter for this choice? My 401k plan adviser recommended to convert my 401k to a Roth 401k. That move will ...
Tuesday, September 19, 2017
How much money do I need to stop worrying?
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I remember days when my family didn't have enough money for buying bread. I was about 7 years old and I was scared. In school I had...
Friday, September 8, 2017
What to do with health savings account (HSA)?
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Health savings account is the new reality for almost everyone. In the mind of most it is only connected to out-of-pocket medical exp...
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