MONEYANATOMY

  401, IRA and HSA Contribution limits for 2025 Contribution limits for 401k and 403b are 24,500. For people over  50  - catch-up contributi...

  Contribution limits for 401k and 403b are increased to  $23,500 . For people over  50  - catch-up contributions are additional  $7,500. C ...

  This is the summary from the start to the current time.  I started experimenting with the markets in 2012. Until 2016 (including 2016) I l...

  Something is very fishy... I have a strong suspicion that we are double taxed on our ROTH IRA contributions.  We are using the "back ...

  Wow, 50 already. That is old.  I feel like the tree in the picture above. Is the sun setting already? I hope not yet. But you never know w...

Multiple companies are getting hacked daily ( link to the table 2004-2024 breaches in Wikipedia ).  Just the recent AT&T breach - we are...

  This months our college fund 529 account reached $100,000. Will that be enough for college?  Our daughter is 14 years old this year. She w...

  2023 was OK.  The cash flow was about $160,000. Had to pay a lot of taxes on that and managed to underpay in the first quarter. Of course ...

  Contribution limits for 401k, 403b and most 457 plans are increased to  $23,000 . For people over  50  - catch-up contributions are additi...

  Home insurers are pulling out of Florida and California   Recently, the home insurance in Florida and California has increased significant...

  What is a Central Bank Digital Currency (CBDC)? Almost every country in the world is now in some stage of the preparation to introduce, t...

  The new rules regarding medical debt are already in effect starting in April 2023.  1. Medical debt will only be reported to the credit bu...

  Mother's Day wisdom: My 13 year old told me today about her mixed feelings toward the Mother's Day.  She said that it feels fake t...

  According to multiple news outlet articles, the greatest investor Warren Buffet still lives in his "humble $31,500 house which he bou...

  There are so many opinions on this topic!  I have no opinion, because really I don't know.  But since we have high inflation, I wanted...

  Inflation is a beast. It eats up the savings and there is not much you can do about it.  But is the inflation rate really that what they t...

  I was lazy in 2021 and did the minimum. The cash flow for 2021 was $79,000.  However the 2022 was interesting.  In January 2022 I started ...

  Trying to escape socialism, I moved from Russia to the USA. I left Russia end of 90ties, many years ago.  From my times growing up there, ...

  First, is it good to have any card at all, either debit or credit? The general rule is that o nly people who can handle cards with care an...

  My daughter will be a teenager soon and I received an email from Fidelity with an offer to open a youth account for her.  Sure, it is good...